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PRC Perspectives Blog

What's in a Name?

Posted by on February 15, 2011

At the Pension Rights Center, we deal with a lot of technical language that can be puzzling to people who don’t work on retirement income issues.  But the meaning of words is important, even if you don’t use them every day, and, when it comes to the law, a word’s meaning can make all the difference.


Welcome to our redesigned website

Posted by Joellen Leavelle on January 19, 2011

Welcome to the Pension Rights Center's newly redesigned website! While it may seem like it happened overnight, this redesign took months of planning to ensure that you, the visitors to our website, would be able to more easily find and share the information and resources that the Pension Rights Center is known for.

So, what exactly is new on our website? Read on to find out…

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We shouldn't settle for a 'C' in retirement

Posted by Nancy Hwa on October 25, 2010

For the second consecutive year, the Australian Centre for Financial Studies and human resources consulting firm Mercer have issued the Melbourne Mercer Global Pension Index, which compares retirement income systems of several different nations and rates them based on their "adequacy, sustainability, and integrity." 


A sobering thought on International Day of Older Persons

Posted by on October 01, 2010

October 1 is International Day of Older Persons, a day to raise awareness about issues affecting older people and to appreciate the contributions they make to society.

So it is fitting that today we look at how older Americans are faring in retirement. One way to measure the wellbeing of the elderly is to measure the degree to which they live in poverty. By measuring poverty, we are able to learn the extent to which a nation's retirement system provides adequate income. More...

"Wake Up, Washington!" on Women and Retirement

Posted by Rebecca Davis on September 24, 2010

As we approach the end of the second week of Retirement USA's "Wake Up, Washington!" Month" we have learned a great deal about the challenges women face in retirement. Women face special challenges because they make less than men and spend less time in the workforce.  Yet they typically live longer than men, requiring more retirement income.  As Retirement USA's Facts of the Day have shown, women have far less retirement security than men.  More...

"Wake Up, Washington!" launch

Posted by Rebecca Davis on September 15, 2010

This morning things were abuzz at the National Press Club as Retirement USA (an initiative of the Pension Rights Center and other partnering organizations) launched "Wake Up, Washington!" Month.  The month is dedicated to raising awareness among policymakers about the Retirement Income Deficit faced by millions of Americans.  We learned that the Retirement Income Deficit in this country is $6.6 trillion - meaning the amount of money Americans ages 32-64 need but do not have to provide an adequate nest egg for their retirement. More...

Happy Birthday, ERISA!

Posted by on September 02, 2010

Thirty-six years ago today the nation’s landmark private pension law, the Employee Retirement Income Security Act of 1974 (ERISA), was signed into law by President Gerald Ford. In honor of the workers who would benefit from the new law, the signing appropriately took place on Labor Day.


Spike in 401(k) loans and withdrawals

Posted by on August 25, 2010

Thinking about tapping into your 401(k) early? Think again - at least if you want a shot at a secure retirement. More...

Happy 75th, Social Security!

Posted by on August 13, 2010

Our birthday present to you is that we are going to stop policymakers from chopping you to pieces.

Social Security, you've been providing an economic lifeline that millions of Americans rely on. It's too bad that on your 75th birthday, you're under siege like never before.


And the rich get richer...

Posted by Rebecca Davis on June 17, 2010

Certain rules in the Internal Revenue Code are designed to prevent employers from discriminating against non-highly paid employees in their pension plans. Unfortunately for the retirement security of their employees, some employers look for ways to get around the nondiscrimination rules. More...

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