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PRC Perspectives Blog

A big week in retirement security

Posted by Karen Friedman on February 05, 2014

Each year the State of the Union address allows the President to have a conversation with the American people while outlining his priorities for the coming year.

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Motor City Madness

Posted by Nancy Hwa on December 11, 2013

You’ve probably already heard that a judge has decided to allow the city of Detroit to file for Chapter 9 bankruptcy, which would make the Motor City the largest municipality in the country to do so. The judge also ruled that pensions for the city’s workers and retirees can be cut as part of the bankruptcy process. Not surprisingly, the Pension Rights Center is appalled by this decision.

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ERISA at 40 – The past puts pension law in perspective

Posted by on November 04, 2013

The Employee Retirement Income Security Act (“ERISA”), the law governing private retirement plans, has changed quite a bit since it was signed into law in 1974. There have been numerous amendments, court cases, regulatory actions and other developments.

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Funniest Celebrity Contest

Posted by on September 27, 2013

OK, so on Wednesday night, I was on stage at the DC Improv, along with consumer advocate Ralph Nader, American for Tax Reform’s Grover Norquist, Pulitzer-Prize-winning columnist Clarence Page, and Josh Gotbaum, appearing in his personal capacity. What were we doing? We were all part of the Funniest Celebrity Contest. Yes, this was a contest in Washington not to see who was smarter – but who was FUNNIEST.

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Spouses deserve an equal voice in retirement decisions

Posted by Kyle Garrett on August 21, 2013

Preparing for retirement is a bit like competing in a marathon. It’s long and hard, and it requires a steady pace. It also requires information about the course ahead.

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Oregon takes a step toward retirement security for all

Posted by on July 24, 2013

Oregon recently took a step forward in the movement to expand retirement savings for its workers. Oregon’s state legislature passed House Bill 3436, which creates a task force to explore options for helping private-sector workers who lack access to a workplace retirement plan save for retirement.

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Congress should protect investors, not undermine them

Posted by on July 16, 2013

In 1975, when the U.S. Department of Labor issued a rule defining who is an investment advisor under the Employee Retirement Income Security Act, the Vietnam War had just ended,  Steve Jobs was tinkering around his dad’s garage, and Angelina Jolie was barely in diapers.

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Happy Older Americans Month!

Posted by Joellen Leavelle on May 01, 2013

The start of May marks the beginning of Older Americans Month, a celebration of the contributions older Americans make to society. Sponsored by the U.S.

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Borrowing against the future with a 401(k) loan

Posted by Joellen Leavelle on April 12, 2013

Thinking about taking a loan from your 401(k) plan? Think again. It’s no secret that many Americans were hit hard and are still struggling to recover from the financial crisis. Even those who weren’t laid off or downsized during the recent recession may think of their 401(k) accounts as piggy banks instead of the retirement plans that they are.

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Another look at living independently in retirement

Posted by on April 03, 2013

Living independently is a goal for many who are approaching or thinking about retirement. While most people don't expect to move to a gated retirement community with a golf-course, they do hope to have adequate financial resources to live modestly and with dignity. How much will they need?

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