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PRC Perspectives Blog

"Wake Up, Washington!" on Women and Retirement

Posted by Rebecca Davis on September 24, 2010

As we approach the end of the second week of Retirement USA's "Wake Up, Washington!" Month" we have learned a great deal about the challenges women face in retirement. Women face special challenges because they make less than men and spend less time in the workforce.  Yet they typically live longer than men, requiring more retirement income.  As Retirement USA's Facts of the Day have shown, women have far less retirement security than men.  More...

"Wake Up, Washington!" launch

Posted by Rebecca Davis on September 15, 2010

This morning things were abuzz at the National Press Club as Retirement USA (an initiative of the Pension Rights Center and other partnering organizations) launched "Wake Up, Washington!" Month.  The month is dedicated to raising awareness among policymakers about the Retirement Income Deficit faced by millions of Americans.  We learned that the Retirement Income Deficit in this country is $6.6 trillion - meaning the amount of money Americans ages 32-64 need but do not have to provide an adequate nest egg for their retirement. More...

Happy Birthday, ERISA!

Posted by on September 02, 2010

Thirty-six years ago today the nation’s landmark private pension law, the Employee Retirement Income Security Act of 1974 (ERISA), was signed into law by President Gerald Ford. In honor of the workers who would benefit from the new law, the signing appropriately took place on Labor Day.


Spike in 401(k) loans and withdrawals

Posted by on August 25, 2010

Thinking about tapping into your 401(k) early? Think again - at least if you want a shot at a secure retirement. More...

Happy 75th, Social Security!

Posted by on August 13, 2010

Our birthday present to you is that we are going to stop policymakers from chopping you to pieces.

Social Security, you've been providing an economic lifeline that millions of Americans rely on. It's too bad that on your 75th birthday, you're under siege like never before.


And the rich get richer...

Posted by Rebecca Davis on June 17, 2010

Certain rules in the Internal Revenue Code are designed to prevent employers from discriminating against non-highly paid employees in their pension plans. Unfortunately for the retirement security of their employees, some employers look for ways to get around the nondiscrimination rules. More...

Think the government is after your 401(k)? Think again.

Posted by Kyle Garrett on June 01, 2010

Have you heard that the government is planning to seize your 401(k) and use the money to send monkeys to Mars? Well, we haven't heard about the monkey part, but some people are making the claim that the government is gunning for workers' 401(k)s. More...

Social Security matters to America's budget - Don't cut it!

Posted by Joellen Leavelle on May 26, 2010

Over the last few months you've probably heard reports about the president's fiscal commission. Word around town is that this secretive commission, with its stated goal of reducing the federal deficit, is seriously considering cuts to Social Security. More...

New I.R.S. rules clarify when participants can sell company stock in 401(k) plans

Posted by Joellen Leavelle on May 20, 2010

Dow Jones Newswires reports that the Internal Revenue Service has released rules clarifying when participants in 401(k) plans can sell company stock held in their accounts.  More...

Happy Older Americans Month

Posted by Joellen Leavelle on May 05, 2010

May is Older Americans Month. The U.S. Administration on Aging has announced that this year's theme for the month is "Age Strong! Live Long!" which "recognizes the diversity and vitality of today's older Americans who span three generations." More...

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