Consumer Agenda for Retirement Security

Initiative #5: Make retirement plans fairer for workers and their spouses

A. Require 100 percent coverage of all employees in a single line of business.

Current law permits employers to exclude large swathes of employees from plan participation, for almost any reason.  Congress should require 100 percent coverage of all employees in a single line of business who otherwise satisfy age and service requirements.  This should include employees who work at least 500 hours per year.


Learn more about the other initiatives in the Consumer Agenda for Retirement Security.

Initiative 1: Promote a more adequate and secure private retirement income system.
Initiative 2: Empower workers to promote their own retirement security.
Initiative 3: Improve retirement savings plans.
Initiative 4: Improve traditional and hybrid pension plans.
Initiative 5: Make retirement plans fairer for workers and their spouses.

Print the Consumer Agenda for Retirement Security [PDF].