Pension Policy

Consumer Agenda for Retirement Security

Below are provisions in the Center's Consumer Agenda for Retirement Security that are intended to increase retirement security for women.

Require spousal consent before cash-out of 401(k) accounts and IRAs.

Conduct a study on how to provide low-cost annuities for participants in 401(k) plans.

Allow former spouses to collect benefits when the worker is eligible, regardless of whether the worker actually retires.

Overturn IRS regulations allowing for electronic waiver of important spousal benefits.

Protect former spouses of federal workers.

Preserve pre-retirement death benefits for surviving former spouses.

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Learn more about the other initiatives in the Consumer Agenda for Retirement Security.

Initiative 1:	Promote a more adequate and secure private retirement income system.
Initiative 2:	Empower workers to promote their own retirement security.
Initiative 3:	Improve retirement savings plans.
Initiative 4:	Improve traditional and hybrid pension plans.
Initiative 5:	Make retirement plans fairer for workers and their spouses.

Print the Consumer Agenda for Retirement Security [PDF].