What is a church pension plan?
A church pension plan is a retirement plan that is established and maintained by a church for its employees. The term “church” applies to all religious denominations, and the term “employees” includes both clergy and lay employees.
Church plans that are established and maintained by a church can also cover the employees of hospitals, schools, and other nonprofit organizations that are associated with that church.
In addition, a plan that is maintained by an organization associated with a church that has as its principal function the administration and funding of a pension plan can be treated as a church plan.
Learn more about church plans by reading these fact sheets:
- The facts about church pension plans
- Why does it matter if a pension plan is a church plan?
- Why are church pension plans not covered by federal laws?
- What are the types of church pension plans?
- The legislative history of church pension plans
- What can you do to protect employees in church pension plans?
- Workers covered by church pension plans tell their stories
- Status of church plan litigation
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Did You Know?
A lump-sum distribution is a method of paying benefits from a pension plan in which a participant's entire beenfit is paid out in a one-time payment. Lump sum distributions are sometimes called cash outs.