401(k) Plans and Race
Many data sources show a disparity among racial and ethnic groups regarding participation in and contributions to 401(k) plans. The question is whether racial and ethnic differentials remain after controlling for a broader array of factors included in a nationally representative sample of households, the Federal Reserve’s Survey of Consumer Finances (SCF).
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Did You Know?
In 2015, workers will be able to contribute up to $18,500 to their 401(k) plans. Workers age 50 and older can contribute $24,000. Employers can match those contributions up to a total employer-employee limit of $52,000. Check out our helpful fact sheet to learn the contribution limits for other retirement plans. Read the fact sheet.