The Value of Defined Benefit Plans
This brief discusses the differences between defined benefit and defined contribution pension plans, what they mean to long-term retirement goals, and ways to achieve parity between the two types of plans.
Looking for help with your retirement plan?
If you have a problem with your retirement plan, free help may be available from the U.S. Administration on Aging's network of Pension Counseling and Information Projects. Find help now.
PensionHelp America connects people who need help with their pension, 401(k), and other retirement plans with the pension counseling projects, legal services providers, and government agencies that can help answer their questions. Visit www.pensionhelp.org.
Retirement USA
Retirement USA is a national initiative that is working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees. Visit the website.
Did You Know?
The Employee Retirement Income Security Act of 1974 is the federal law that regulates most private retirement plans. The government agencies responsible for enforcing ERISA are the Internal Revenue Service, the U.S. Department of Labor, and the Pension Benefit Guaranty Corporation.
