Defined Contribution Plans (such as 401(k)s) and IRAs
Access, Participation, and Take-up Rates in Defined Contribution Retirement Plans among Workers in Private Industry, 2006
Private Pensions: Changes Needed to Provide 401(k) Plan Participants and the Department of Labor Better Information on Fees
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Did You Know?
A defined benefit plan is a pension plan, usually funded entirely by employer contributions, that pays benefits according to a formula. The formula is typically based on the participant's wages or salary and length of time spent working for an employer or group of employers. Defined benefit plans are also known as traditional or guaranteed pensions.