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Retirement Security for Women and People of Color

2015 Gender Gap in Financial Wellness

Publication

This study quantifies the gender gap in retirement preparedness and money management between men and women, both of which have significant implications to employers and the economy as a whole.

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Women and the Retirement Gap

Publication

The report details how women often struggle with financial hardship in retirement more than men, and among women 65 and older, the poverty rate is nearly double that of men in the same age group.

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Retirement Security: Women Still Face Challenges

Publication

GAO was asked to examine (1) how women’s access to and participation in employer-sponsored retirement plans compare to men’s and how they have changed over time, (2) how women’s retirement income compares to men’s and how the composition of their income—the proportion of income coming from different sources—changed with economic conditions and trends in pension design, (3) how later-in-life eve

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Retirement Security for Women: Progress to Date and Policies for Tomorrow

Publication

With half of all working women saving an estimated $34,000 in IRA or 401(k)-style saving accounts, as compared to an estimated $70,000 for men, the paper examines the available data on women and retirement and offers an array of policy solutions aimed at closing the saving gap between men and women.

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From Work to Retirement: Tracking Changes in Women's Poverty Status

Publication

This study examines the extent and possible causes of women's poverty as they move from midlife into their retirement years. The study traces how changes in women's major life course characteristics -- such as marital status, labor force status, and health status -- influence the risk of poverty as they move to pre-retirement, early retirement, and then to late retirement years.

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Older Women's Income and Wealth Packages in Cross-National Perspective

Publication

In this report, we assess the economic well-being of elderly women in cross-national perspective, comparing the United States to four other rich countries: the United Kingdom, Germany, Italy, and Sweden.

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Women Face Challenges in Ensuring Financial Security in Retirement

Publication

Women aged 65 and over will account for a growing segment of the U.S. population over the next several decades. Despite increases in women’s workforce behavior in the past 65 years, elderly women have persistently high rates of poverty.

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Why Are Widows So Poor?

Publication

Poverty rates for older non-married women remain very high. This brief investigates why this group of the population is particularly vulnerable.

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Impact of Retirement Risk on Women

Publication

This report uses the 2005 Risks and Process of Retirement Survey to measure differences and similarities in the retirement risks faced by men and women.

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Earnings and Women’s Retirement Security

Publication

This report examines the specific retirement security challenges women face.

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