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403(b) plans

Retirement Plans Don’t Have to Give You a Cash Option

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The recent wild swings of the stock market had a lot of investors seeking the safety of cash, at least temporarily. One Bucks reader wrote to lament that the retirement plan offered by his former employer, a large not-for-profit institution, lacked what he deemed suitable options for putting investments in cash.

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How can heirs handle my retirement funds?

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Q: What happens if my wife, age 70, predeceases me, and when I pass away there is still a sizable balance in my existing rollover IRA and 403(b)?

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