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Delaying retirement

Why you may retire in poverty

News Item

Are you going to retire in poverty? Today's seniors are more affluent than the general population. But the generations that follow them - starting with the baby boom generation - will not be as fortunate. The decline of pensions, the erosion of Social Security and the housing crash all are pointing toward a new crisis of poverty among lower- and middle-class seniors in the years ahead.

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401(k) Plan Sponsors: Workers Can't Afford to Retire

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The retirement-plan industry regularly extols the virtues of 401(k)s and other retirement investment programs. Yet a survey of the heads of many big employer retirement plans found that nearly 80 percent of them agreed that "the days of working until the age of 65, retiring, and then never having to work again are generally over for most workers."

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My Faith-Based Retirement

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My 60th birthday is less than a week and a half away, and if there is one thing I can say with certainty it’s that 60 is not the new 50.

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The 401(k): Americans ‘just not prepared’ to manage their own retirement funds

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When lawmakers added a subsection to the tax code called the 401(k) more than three decades ago, they could not have imagined that this string of three numbers and a letter would become a fixture in the financial lexicon.

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To expand retirement security, a look to the states

Blog entry

There is a movement afoot to use the efficiencies of public retirement systems to administer new types of pension plans for private-sector workers.

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Should state government offer a retirement plan for private citizens?

News Item

State government should offer a retirement plan to the increasing number of people whose companies don't provide a pension or a 401(k) savings program, labor groups and other advocates this week told a legislative panel.

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After the Storm, the Little Nest Eggs That Couldn’t

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In many ways, things are looking up for America’s economy. After several years of roller-coaster-ish volatility, the Dow Jones industrial average has climbed to its highest level since the 2008 financial crisis. Economic growth, though not robust, has been gathering steam, and the unemployment rate has been inching downward, although fitfully.

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Cracking Open Today's Retirement Strategies

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The days when workers could count on a comfortable retirement after a lifetime of company devotion are a distant memory for most. Public pension funds across the country teeter on the edge of collapse, and the traditional company pensions that sustained previous generations through their golden years are fading into the sunset.

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Retiree benefit cuts a given; which ones?

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Retiree benefits aren't as secure as they used to be, as auto and airline workers and others have learned in recent years.

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The Anxious Generation

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Stressed-out Americans over 50 wonder if they’re ever going to be able to retire. They worry that the Great Recession will have a lasting impact on their security.

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