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Pension laws

Employees Throwing Away Free Money?

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PRC Legal Director Rebecca Davis is interviewed on CNBC's "Closing Bell" about the barriers some people may experience when relying on 401(k) plans to save for retirement.

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Innovative Defined Benefit Plans Could Be Key to Retirement Security, Speakers Say

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Pension plans can play a key role in establishing retirement systems that reduce risk and provide lifetime income options for participants, speakers said Feb. 22 at a conference on innovative pension plan design.

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Workers fight switch to church pension plans

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The Employee Retirement Income Security Act, known as ERISA, regulates most private-sector pensions. But it has always exempted plans operated directly by churches for their clergy and employees to make it easier for the churches to operate their plans.

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Tax Reform Will Shape Pension Agenda; Significant Regulations Expected in 2012

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Congress will pass no major retirement plan legislation in 2012, but the tax treatment of employment-based retirement benefits almost certainly will be part of any tax code overhaul in 2013—for which ideas and positions will become cemented in 2012— according to practitioners interviewed by BNA.

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Pension Rights Center Applauds IRS for Opening “Church Plan” Rulings Process to Comments by Employees and Retirees

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The Internal Revenue Service has issued a long-awaited revenue procedure clarifying the process for retirement plans to apply for “church plan” status.

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Shining a light on a hidden pension world

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In a new book, Retirement Heist, prize-winning journalist Ellen Schultz has provided the ultimate backstage pass to the world of pensions, with plenty of drama and shocking details.

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Do You Have a Pension You Don't Know About?

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Late last year, Vicki and Dale Lloyd opted to begin receiving pension benefits after 57-year-old Dale was diagnosed with cancer. After careful consideration the pair decided that a 75 percent distribution was the best option to meet their financial needs.

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Benefit detectives offer pensioners a lifeline

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When her husband died in January, at age 63, Roseline Desjardins was left wondering how she would pay for the upkeep on her home.

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We shouldn't settle for a 'C' in retirement

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For the second consecutive year, the Australian Centre for Financial Studies and human resources consulting firm Mercer have issued the Melbourne Mercer Global Pension Index, which compares retirement income systems of several different nations and rates them based on their "adequacy, sustainability, and integrity." 

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And the rich get richer...

Blog entry

Certain rules in the Internal Revenue Code are designed to prevent employers from discriminating against non-highly paid employees in their pension plans. Unfortunately for the retirement security of their employees, some employers look for ways to get around the nondiscrimination rules. More...

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