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A crucial step toward retirement security for the working class

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The state has launched a plan to enable low-wage earners to put aside 3% of their pay for retirement. But it's going to take more than two years to get it going.

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Fiscal trouble ahead for most future retirees

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For the first time since the New Deal, a majority of Americans are headed toward a retirement in which they will be financially worse off than their parents, jeopardizing a long era of improved living standards for the nation’s elderly, according to a growing consensus of new research.

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Defined-Contribution-Plan Sponsors Shore Up Their Matching Contributions

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In the wake of the 2008 economic crisis, many companies with defined contribution pension plans stopped matching employee savings.

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States Up the Pressure on Retirement Plans for Private Workers

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California's new state-administered retirement savings program for certain private-sector workers could serve as a model for other states.

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It’s Time to Take the Risk Out of Retirement

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Amidst the deluge of polls, electoral counts, and predictions for yesterday’s election, a different number was released that shows the grim state of Americans’ retirement security.

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Young workers’ retirement hopes grow bleaker amid economic downturn

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The economic downturn is pressing more employers to reduce pension benefits and significantly delaying when people launch their careers, darkening the already bleak picture that young workers face in saving for retirement.

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Decline in pension plans leaves many Ohioans unprepared

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Fewer Ohio businesses are offering defined-benefit pension plans, as employers attempt to reduce future funding obligations and shift retirement liabilities to workers.

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Women face host of obstacles to retirement

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When Jeanne Majors, 63, took an early retirement in December 2005, she assumed that she would pick up a part-time job and be in good financial shape. She didn't know that her future would quickly fall apart.

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Will pension plans stage a comeback?

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A looming retirement crisis prompts a rethink about DB and DC models

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The Road to Retirement

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Even before the Great Recession, Americans were not saving enough, if anything, for retirement, and policy experts were warning of a looming catastrophe. The economic downturn and its consequences — including losses in jobs, income, investments and home equity — have made that bad situation much worse.

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