Bio for Melissa Kahn
Melissa Kahn is a Vice President with MetLife. She is based in MetLife’s Washington D.C. Government Relations office. She is responsible for representing the company before federal legislators and regulators on all issues relating to retirement income security, including issues affecting qualified pension plans, Social Security and long -term care. She also provides guidance on international retirement security issues.
Prior to joining MetLife, Ms. Kahn was a principal with Retirement Strategies Group, LLC, an employee benefits consulting firm she founded in 1999. The firm performed policy analysis, development and advocacy work on a variety of employee benefits issues including pension, Social Security and flexible workforce issues for clients that included Fortune 500 companies and major employee benefits trade associations.
She founded the firm after serving for seven years as Senior Counsel of Pensions at the American Council of Life Insurance (ACLI). At the ACLI, she was responsible for developing policy recommendations and lobbying strategy on employee benefits and Social Security issues.
Prior to the ACLI, Ms. Kahn was Vice President with the Equitable Life Assurance Society of America for six years, where she developed, coordinated and implemented Equitable’s lobbying strategy regarding federal and state legislation on employee benefits and insurance products.
Ms. Kahn has also worked at Skadden Arps Slate Meagher and Flom, as well as the Pension Benefit Guaranty Corporation.
Ms. Kahn holds a B.A. from Cornell University and a J.D. from Georgetown University Law Center.
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A joint-and-survivor annuity is an annuity that pays a monthly benefit over the lives of the participant and his or her surviving spouse. This is the default form of benefit for married participants in most defined benefit pension plans. Because it lasts for the life of both the worker and the spouse, a joint-and-survivor annuity typically results in a lower monthly benefit payment than a single-life annuity.