Bio for Michael Kreps
Michael P. Kreps
Pensions Counsel (Sen. Harkin)
U.S. Senate Committee on Health, Education, Labor & Pensions
Michael P. Kreps serves as Pensions Counsel to the Senate Committee on Health, Education, Labor & Pensions, where he advises Chairman Tom Harkin and other committee members on ERISA and retirement issues. Michael joined the HELP Committee after practicing employee benefits law at a law firm in Washington, DC. While in private practice, he specialized in the fiduciary responsibility and prohibited transaction rules under ERISA as well as the plan funding, termination and restructuring rules. Michael holds a J.D., with honors, from the George Washington University Law School and a B.A., with distinction, from the University of Colorado.
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In 2015, workers will be able to contribute up to $18,500 to their 401(k) plans. Workers age 50 and older can contribute $24,000. Employers can match those contributions up to a total employer-employee limit of $52,000. Check out our helpful fact sheet to learn the contribution limits for other retirement plans. Read the fact sheet.