Bio for Pamela Perun
Pamela Perun
Retirement Income Policy Consultant
Pamela Perun is a lawyer and psychologist who consults on retirement income policy issues. She is the author of papers on lifetime income options in 401(k) plans, the demise of defined benefit plans, child accounts, reform of the private pension system, lifespan savings systems and Social Security. She has also written about phased retirement programs, personal accounts under Social Security, contribution limits to savings plans, trends in stock-based compensation, and universal savings accounts. She is the editor of the Employee Benefits, Compensation and Pension Journal for the Social Science Research Network. Ms. Perun practiced employee benefits law in Boston and Washington, D.C. and has held research appointments at Duke University, Wellesley College and Harvard University Medical School. She received a J.D. from the University of California at Berkeley, a Ph.D. in Human Development from the University of Chicago, and a B.A. from Wellesley College. She is a member of the Massachusetts, District of Columbia and California Bar Associations and a Fellow of the American College of Employee Benefits Counsel.
Looking for help with your retirement plan?
If you have a problem with your retirement plan, free help may be available from the U.S. Administration on Aging's network of Pension Counseling and Information Projects. Find help now.

PensionHelp America connects people who need help with their pension, 401(k), and other retirement plans with the pension counseling projects, legal services providers, and government agencies that can help answer their questions. Visit www.pensionhelp.org.
Retirement USA
Retirement USA is a national initiative that is working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees. Visit the website.
Did You Know?
An annuity is a pension benefit that is paid out in a specific amount over a set period of time. Annuities typically last for the lifetime of the participant, or the lives of both the participant and his or her spouse, depending on the type of annuity selected. Joint-and-Survivor and Single-Life are types of annuities.




