Expanding Retirement Coverage

Expanding Retirement Plan Coverage

Are you in a workplace retirement plan?

Most American workers can count on getting Social Security benefits when they retire, but Social Security alone is not enough to provide you with an adequate income. Since relatively few people have much in the way of personal savings, it is likely that you will need income from a workplace retirement plan.

Although most government workers have some kind of retirement plan at work, only slightly more than half of workers for private companies are currently participating in a pension or in a 401(k) or other retirement savings plan.

Increasing the number of private retirement plans and the number of workers participating in those plans has long been a goal of the Pension Rights Center.

Learn more about this issue

Click on the headings below to see more information.

Social Security is doing its part.
The private retirement system is falling short.
What can be done to increase the number of people in workplace retirement plans.
Programs and proposals to encourage workers to save for their own retirement.
Comprehensive proposals that would expand private retirement plan coverage.
A small but significant proposal to provide retirement savings for household workers.

Expanding Retirement Coverage Highlights:

Legislation & Regulations
03/04/21

State-based retirement plans for the private sector

The Latest on Expanding Retirement Coverage:

Speeches & Statements
06/28/21

Statement of Norman Stein Before the ERISA Advisory Council Working Group on “Gaps in Retirement Savings Based on Race, Ethnicity and Gender”

Norman Stein testified before the ERISA Advisory Council’s Working Group on “Gaps in Retirement Savings Based on Race, Ethnicity and Gender.”

PRC In the News
03/17/21|MarketWatch

A new law would require employees to save for retirement

Auto-enrollment may be just what Americans need to save more for retirement — but perhaps only if the government makes it a requirement.

Blogs & Newsletters
03/15/21

RRF Foundation for Aging releases issue brief on economic security later in life

By Karen Friedman The RRF Foundation for Aging is one of the few private foundations in the United States devoted exclusively to aging issues. Its mission is to improve the quality of life for older people. One of its Priority Areas is increasing economic security in later life. To further this goal, RRF recently released […]

Comments & Letters
08/06/20

Comments to Department of Labor on proposed class exemption “Improving Advice for Workers and Retirees.”

PRC submitted comments to the Department of Labor on proposed class exemption “Improving Advice for Workers and Retirees.”

Blogs & Newsletters
03/01/19

New book sounds alarm about retirement insecurity in America

By David Brandolph In her new book, Downhill from Here—Retirement Insecurity in the Age of Inequality, Katherine S. Newman compellingly relates the story of the American retirement experience by diving into the individual and heart-wrenching sagas of a diverse group of workers and retirees. She profiles blue-collar retired truck drivers, highly paid white-collar airline pilots, […]

Blogs & Newsletters
02/08/19

House Committee hearing focuses on retirement security

By Emily Gilbert Wednesday on Capitol Hill, the House Ways and Means Committee held a wide-ranging hearing about retirement security. The chairman of the Committee, Richard Neal (D-MA), opened by saying he hoped this could be the first of “many conversations” about this topic, and he reiterated his commitment to finding a solution to the […]

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