Older Americans Month
Join us as we celebrate Older Americans Month by highlighting the work of the Pension Counseling and Information Program.Watch the video.
The facts about church pension plans
Employees covered by church pension plans are denied basic protections provided to all other private-sector workers.Learn More.
Questions about IRAs?
How much can you contribute to an IRA? What's the difference between a Traditional and Roth IRA?Read our IRA fact sheets to find out.
Lump sum or annuity?
Many retirees are being asked to make a critical decision about their retirement security.Read the fact sheet.
Looking for help with your retirement plan?
If you have a problem with your retirement plan, free help may be available from the U.S. Administration on Aging's network of Pension Counseling and Information Projects. Find help now.
PensionHelp America connects people who need help with their pension, 401(k), and other retirement plans with the pension counseling projects, legal services providers, and government agencies that can help answer their questions. Visit www.pensionhelp.org.
Retirement USA
Retirement USA is a national initiative that is working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees. Visit the website.
From Our Blog
Did You Know?
A joint-and-survivor annuity is an annuity that pays a monthly benefit over the lives of the participant and his or her surviving spouse. This is the default form of benefit for married participants in most defined benefit pension plans. Because it lasts for the life of both the worker and the spouse, a joint-and-survivor annuity typically results in a lower monthly benefit payment than a single-life annuity.
