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States get in on the action

States get in on the action

Read summaries of activities in the states to sponsor retirement plans for private-sector workers. Read the fact sheet
New ideas for retirement

New ideas for retirement

Questions about the new MyRA and USA Retirement Funds proposal? Learn more.
What is Recoupment?

What is Recoupment?

Read our fact sheet to learn what can happen when a pension plan mistakenly overpays a retiree.What is recoupment?
Lump sum or annuity?

Lump sum or annuity?

Many retirees are being asked to make a critical decision about their retirement security.Read the fact sheet.

Latest News

Retirement Plans For All? These States Say 'Yes'

The federal government has been looking to introduce legislation designed to help workers save for retirement if they aren't covered by an employer-provided pension plan or retirement savings plan. In the meantime, many states are taking up the charge.

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Broad-Based Coalition Pushes For Updates To Retirement-Plan Advice

A broad-based coalition of labor unions and consumer protection groups has reiterated its support for the U.S. Department of Labor (DOL) to update, strengthen and clarify rules around advice provided to workers saving through retirement plans.

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Group letter to Congress in support of a strengthened and updated fiduciary rule (September 17, 2014)

The Pension Rights Center, along with 43 other organizations, sent the letter below to every member of Congress, expressing support for updated and stronger rules to protect people with retirement plans and individual retirement accounts from conflict-ridden investment advice. More...

ERISA Has Protected Participants, but Challenges Remain

Joe Lustig of Bloomberg BNA asked Karen Ferguson about the effect of the passage of ERISA in September 1974. Ferguson is director of the Pension Rights Center and a longserving member of the Benefits Practice Center Pension & Benefits Advisory Board.

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The facts about pension advances

The facts about pension advances

This fact sheet describes pension advances, a relatively new practice in which a company gives a retiree a lump-sum cash payment in return for some or all of the retiree’s monthly pension payments for a period of time. More...

Happy 40th, ERISA!

Happy 40th, ERISA!

Forty years ago this week, bell-bottom jeans were still in style, the Vietnam War was coming to a close, and Watergate was still riveting the nation.  

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ERISA’s mid-life crisis

On its 40th birthday, plans sponsors and participants find plenty to be unhappy about.

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ERISA at 40

The landmark legislation that promised security in retirement has fallen far short of its expectations

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Landmark ERISA pension reform law sees mixed results 40 years after implementati

Landmark ERISA pension reform law sees mixed results 40 years after implementation

Forty years after President Gerald Ford signed the first comprehensive pension reform bill into law, the Employee Retirement Income Security Act has produced successes and failures.

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Speakers Tell Council DOL Guidance Needed To Boost Savers’ Lifetime Income Options

A combination of guidance and online tools from the DOL on lifetime income would help retirement plan participants make good decisions about their retirement funds and investments, a speaker told the ERISA Advisory Council.

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