Disclaimer
The information on the Pension Rights Center's web site is intended to provide general information about pensions and other retirement benefits and should not be used as a substitute for a consultation with an attorney or other legal professional. Individuals should always consult a legal advisor to discuss the facts and circumstances of their specific situation.
Because of the rapidly changing nature of the law affecting pensions and other retirement benefits, the information published online by the Pension Rights Center is subject to change without notice. Although every effort has been made to verify the accuracy of information presented, there may be errors.
If you find inaccurate data on our web site, please let us know by sending a e-mail to webmaster@pensionrights.org.
Looking for help with your retirement plan?
If you have a problem with your retirement plan, free help may be available from the U.S. Administration on Aging's network of Pension Counseling and Information Projects. Find help now.

PensionHelp America connects people who need help with their pension, 401(k), and other retirement plans with the pension counseling projects, legal services providers, and government agencies that can help answer their questions. Visit www.pensionhelp.org.
Retirement USA
Retirement USA is a national initiative that is working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees. Visit the website.
From Our Blog
Did You Know?
A defined benefit plan is a pension plan, usually funded entirely by employer contributions, that pays benefits according to a formula. The formula is typically based on the participant's wages or salary and length of time spent working for an employer or group of employers. Defined benefit plans are also known as traditional or guaranteed pensions.




