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Women and Retirement Plans

State Retirement System Rules on “Spousal Consent”

Publication

Does your husband or wife work in a job covered by a state retirement system? If so, it is important for you to know if you have a say in whether you will receive a pension if you outlive your spouse.

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State Retirement Plans and Divorce

Publication

Each state retirement system has its own rules relating to the division of state employees' pensions in divorce proceedings. Below is basic information on each state retirement system's rules.

Why does this matter?

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Pension Rights After Divorce

Publication

A pension earned during marriage is generally considered to be a joint asset of both husband and wife.

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Pension Inequities Targeting Women

Publication

Private Retirement Plans

Inequity:  A wife will lose her right to a share of the money in her husband’s 401(k) plan if her husband leaves the job that sponsors the plan and cashes out the account or rolls it over into an IRA.  The wife’s consent is not required.  With 401(k) money increasingly becoming the

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