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Get the Facts

The Pension Rights Center has written numerous fact sheets, newsletters, pamphlets and books to promote public awareness of pension issues, and to help workers and retirees understand their pension plans and the laws and regulations that govern them. There are also many publications published by other organizations that provide helpful information about retirement programs.

Statistics (View All)

How Much Is Saved in 401(k)s

Increasingly, retirement savings plans have become the way American workers accumulate the money they will need to supplement their Social Security payments in retirement.

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Income from Other Sources

Older adults also receive income from other sources, such as earnings from work, assets, and public assistance.

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Sources of Income for Older Adults

Today’s older adults typically have a number of sources of income. For most, the primary source of income is Social Security. Other sources are income from investments and other assets, pensions and other retirement plans, earnings from work and, for a small percentage, public assistance programs and veterans benefits.

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Fact Sheets (View All)

Plans that have filed "critical and declining" status notices with the U.S. Depa

Plans that have filed "critical and declining" status notices with the U.S. Department of Labor

The Multiemployer Pension Reform Act of 2014 gives the trustees of underfunded multiemployer plans that meet the definition of being in “critical and declining” status almost unprecedented authority to cut retiree pension benefits.

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Pension plans that have applied to cut benefits under the Multiemployer Pension Reform Act

The Multiemployer Pension Reform Act of 2014 (MPRA) gives the trustees of certain underfunded multiemployer plans that meet the definition of being in “critical and declining” status almost unprecedented authority to cut retiree pension benefits.

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Resources for Central States Pension Fund Retirees

This page is intended to serve as a resource hub for retirees who are subject to cuts as a result of the Central States Pension Fund’s application to the U.S. Department of the Treasury to reduce retiree benefits. This page will be updated on an ongoing basis.

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Reports (View All)

Laying the Groundwork for More Efficient Retirement Savings Incentives (November 2015)

This report begins by highlighting a few basic reform principles that would make savings incentives more efficient to guide the subsequent recommendations. The report then summarizes the main problems that underlie the inefficiencies of current savings incentives, followed by recommendations to address these problems.

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The Inefficiencies of Existing Retirement Savings Incentives (October 2015)

America’s middle class faces a growing retirement crisis. More than half of all working-age households are expected to be at risk of having to cut back their standard of living—often making painful adjustments—when they retire. There are several reasons for the ever-larger looming crisis, but people’s inability to save enough money is a key obstacle to achieving more retirement security.

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A Tale of Two Retirements (October 2015)

This report is a “Tale of Two Retirements”: one for CEOs of large U.S. corporations and the other for the rest of us. Retirement benefits for CEOs at corporations have exploded while the rest of Americans struggle to save for retirement.

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Books (View All)

Longevity Policy: Facing Up to Longevity Issues Affecting Social Security, Pensions, and Older Workers

Turner argues that public policy should recognize longevity policy as a distinct policy area. Rather than separately treating issues raised by life expectancy (e.g., Social Security, pensions, older workers), a unified approach should be developed that recognizes their interrelationship.

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