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Get the Facts

The Pension Rights Center has written numerous fact sheets, newsletters, pamphlets and books to promote public awareness of pension issues, and to help workers and retirees understand their pension plans and the laws and regulations that govern them. There are also many publications published by other organizations that provide helpful information about retirement programs.

Statistics (View All)

Why Pensions Are Important

This fact sheet explains the role pensions play in the overall retirement security of American workers, retirees, and their families.

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How Much Is Saved in 401(k)s

Increasingly, retirement savings plans have become the way American workers accumulate the money they will need to supplement their Social Security payments in retirement.

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Income of Today’s Older Adults

As concern about the adequacy of the nation's retirement income programs moves to the forefront of public debate, policymakers and the public are looking to statistics to argue for or against the need for reform. Because there is a wide range of data from a variety of sources, the statistics can be confusing.

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Fact Sheets (View All)

What is Recoupment?

What is Recoupment?

I received a letter from my pension plan stating that it has been overpaying me. The letter says that the plan is going to reduce my monthly payments and that I will also have to pay an additional amount to the plan. What can I do?

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State Retirement System Rules on “Spousal Consent”

State Retirement System Rules on “Spousal Consent”

Does your husband or wife work in a job covered by a state retirement system? If so, it is important for you to know if you have a say in whether you will receive a pension if you outlive your spouse.

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The United Kingdom’s New Retirement Savings Program

On October 1, 2012, the United Kingdom launched a new retirement savings program. The new program has two parts. First, all employers will be required to offer retirement plans meeting minimum requirements for their employees and to contribute to those plans.

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Reports (View All)

The Distribution of Major Tax Expenditures in the Individual Income Tax System

This report examines how 10 of the largest tax expenditures in the individual income tax system in 2013 are distributed among households with different amounts of income.

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Pensions Are Top Income Source for Wealthier U.S. Retirees

U.S. retirees with $50,000 or more in annual income are twice as likely as retirees below that threshold to say a work-sponsored pension plan is a major source of retirement funds. Instead, these lower-income retirees overwhelmingly cite Social Security as a major source of their retirement income.

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Income, Age Key Factors in Retirement Funding Expectations

Nonretired Americans' expectations about which sources they will rely on to fund their retirement differ significantly by their annual household income.

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Books (View All)

Longevity Policy: Facing Up to Longevity Issues Affecting Social Security, Pensions, and Older Workers

Turner argues that public policy should recognize longevity policy as a distinct policy area. Rather than separately treating issues raised by life expectancy (e.g., Social Security, pensions, older workers), a unified approach should be developed that recognizes their interrelationship.

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