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The Pension Rights Center’s policy activities target shortcomings in the nation’s retirement programs and develop realistic reform measures. We testify frequently before congressional committees, comment on proposed agency regulations, publish analyses of pending legislation, and advise policymakers, and national and grassroots organizations. More than a dozen federal laws and regulations are directly traceable to Center initiatives. As a result, millions of retirees, widows, and divorced women are now receiving pensions.

Spotlight

"Composite Bill" Legislative Summary

"Composite Bill" Legislative Summary

The U.S. House of Representatives Subcommittee on Health, Employment, Labor and Pensions recently held a hearing on a “Discussion Draft to Modernize Multiemployer Pensions.”  The draft is commonly referred to as “the composite bill” even though it has not yet been introduced into Congress as a stand-alone piece of legislation.

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Proposed regulations on state-based retirement plans for private-sector workers (January 2016)

The Pension Rights Center submitted comments on the U.S. Department of Labor’s proposed regulations that would allow the creation of certain state-legislated retirement savings plans that would be exempt from the Employee Retirement Income Security Act of 1974 (ERISA).

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Legislation (View All)

Provisions in National Defense Authorization Act would cut retirement benefits

Provisions in National Defense Authorization Act would cut retirement benefits for former military spouses

Federal laws allow state family court judges to award a fair share of an employee’s retirement benefit to a former spouse at divorce.

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"Composite Bill" Legislative Summary

"Composite Bill" Legislative Summary

The U.S. House of Representatives Subcommittee on Health, Employment, Labor and Pensions recently held a hearing on a “Discussion Draft to Modernize Multiemployer Pensions.”  The draft is commonly referred to as “the composite bill” even though it has not yet been introduced into Congress as a stand-alone piece of legislation.

More...

The Retirement Savings Lost and Found Act

Legislation introduced by Senators Elizabeth Warren (D- MA) and Steve Daines (R-MT) is aimed at solving a problem that affects so many retirement plan participants and retirees today – the problem of lost retirement benefits. The Retirement Savings Lost and Found Act of 2016 (S.

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Regulations (View All)

Comments to Consumer Financial Protection Bureau on Pension Advance Loans (October 13, 2016)

The Consumer Financial Protection Bureau issued a Request for Information on financial products that present consumer protection issues but are not included in the Bureau’s proposed rule on payday loans. The Pension Rights Center submitted comments on pension advances, a type of loan designed to skirt federal and state laws on disclosure and interest rates.

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Proposed regulations on the recovery of pension plan overpayments (July 2015)

The Pension Rights Center submitted comments to the Internal Revenue Service (IRS) on procedures for the recoupment (recovery) of overpayments made to participants.

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Proposed regulations on state-based retirement plans for private-sector workers (January 2016)

The Pension Rights Center submitted comments on the U.S. Department of Labor’s proposed regulations that would allow the creation of certain state-legislated retirement savings plans that would be exempt from the Employee Retirement Income Security Act of 1974 (ERISA).

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Court Cases (View All)

Court Overturns Cash Balance Ruling

Overturning a 2003 federal district court ruling, the U.S Court of Appeals for the Seventh Circuit found that IBM did not discriminate against older employees when it adopted its cash balance plan.

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Former Employees Can Sue Retirement Plans

The U.S. Court of Appeals for the 7th Circuit decided a case that preserves the right of former employees, including retirees, to sue their retirement plans even if they have already taken full distributions from the plan. The case is Harzewski v. Guidant Corporation [PDF].

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Pension Plan Must Give Benefits to Surviving Spouse

An ex-spouse who files a qualified domestic relations order (QDRO) with a pension plan following the death of her ex-husband is entitled to benefits. In Marker v. Northrop Grumman Space & Missions Systems Corporation Salaried Pension Plan, the U.S.

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