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Learn the Issues

The Pension Rights Center’s policy activities target shortcomings in the nation’s retirement programs and develop realistic reform measures. We testify frequently before congressional committees, comment on proposed agency regulations, publish analyses of pending legislation, and advise policymakers, and national and grassroots organizations. More than a dozen federal laws and regulations are directly traceable to Center initiatives. As a result, millions of retirees, widows, and divorced women are now receiving pensions.


Final 401(k) Fee Disclosure Regulations

Final 401(k) Fee Disclosure Regulations

On October 20, 2010, the Department of Labor issued final regulations that require private retirement savings plans, such as 401(k)s, to tell employees how much they are being charged in record-keeping, investment management and other fees.


Legislation (View All)

State-based retirement plans for the private sector

There is a movement afoot to use the efficiencies of public retirement systems to administer new types of pension plans for private-sector workers. Below are brief summaries of the plans being considered:



Regulations (View All)

Proposed IRS regulations that could undermine workers' legal rights without public input

The Pension Rights Center submitted comments to the Internal Revenue Service, objecting to a proposed delegation of authority to the IRS Commissioner to issue certain rules without public notice and comment.

Electronic Disclosure by Employee Benefit Plans

Electronic Disclosure by Employee Benefit Plans (June 6, 2011)

The U.S. Department of Labor issued a Request for Information regarding electronic disclosure by employee benefit plans. Read the Center's comments.


Court Cases (View All)

Court Overturns Cash Balance Ruling

Overturning a 2003 federal district court ruling, the U.S Court of Appeals for the Seventh Circuit found that IBM did not discriminate against older employees when it adopted its cash balance plan.


Pension Plan Must Give Benefits to Surviving Spouse

An ex-spouse who files a qualified domestic relations order (QDRO) with a pension plan following the death of her ex-husband is entitled to benefits. In Marker v. Northrop Grumman Space & Missions Systems Corporation Salaried Pension Plan, the U.S.