Guaranteed Retirement Accounts: Toward retirement income security
Date Published:
Monday, January 1, 2007 Guaranteed Retirement Accounts: Toward retirement income security, by Teresa Ghilarducci, November 2007. EPI Briefing Paper #204.
"Developed by retirement security expert Teresa Ghilarducci, this proposal would provide a guaranteed supplement to Social Security that is reliable, affordable, and both actuarially and economically sound. The new accounts would correct the distortions and inequities that have multiplied in the shift from defined-benefit pension to defined-contribution plans like 401(k)s, a shift that has exacerbated the growth of retirement insecurity and inequality for most American workers."
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Did You Know?
Individual Retirement Accounts, or IRAs, are private accounts that allow individuals to save for retirement. Each type of IRA is governed by a unique set of rules that offer different tax benefits. Read our IRA fact sheets to learn about the different types of IRAs.
