Guaranteed Retirement Accounts: Toward retirement income security
Guaranteed Retirement Accounts: Toward retirement income security, by Teresa Ghilarducci, November 2007. EPI Briefing Paper #204.
"Developed by retirement security expert Teresa Ghilarducci, this proposal would provide a guaranteed supplement to Social Security that is reliable, affordable, and both actuarially and economically sound. The new accounts would correct the distortions and inequities that have multiplied in the shift from defined-benefit pension to defined-contribution plans like 401(k)s, a shift that has exacerbated the growth of retirement insecurity and inequality for most American workers."
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Did You Know?
NAFI Retirement Plans are retirement plans sponsored by government entities known as Non-Appropriated Fund Instrumentalities (NAFIs). NAFIs are part of the federal government but they do not receive funding from Congress. Instead, NAFIs fund themselves with revenue they earn through the services and products that they provide. Because NAFI employees are not eligible to participate in the retirement plans available to most civilian federal government employees, NAFIs sponsor their own plans. Learn more.