401(k) plans move away from employer stock as investment vehicle
A look at the trend in 401(k) investment options over the past two decades shows a steady move away from employer stock as an investment vehicle. Should plans choose to expand the use of automatic enrollment features as a means of further encouraging participation, the regulations requiring the use of qualified investments might result in further movement away from investment in employer stock.
Looking for help with your retirement plan?
If you have a problem with your retirement plan, free help may be available from the U.S. Administration on Aging's network of Pension Counseling and Information Projects. Find help now.
PensionHelp America connects people who need help with their pension, 401(k), and other retirement plans with the pension counseling projects, legal services providers, and government agencies that can help answer their questions. Visit www.pensionhelp.org.
Get E-mail Updates
Retirement USA is a national initiative that is working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees. Visit the website.
Did You Know?
A lump sum distribution is a method of paying benefits from a pension plan in which a participant's entire beenfit is paid out in a one-time payment. Lump sum distributions are sometimes called cash outs.