AICPA Survey: Four in Ten Working Americans Say They’ll Never Afford Retirement
Almost 40 percent of working Americans say they will never afford retirement, which, for the second year in a row, ranks as the nation’s most important financial concern, according to a telephone survey conducted for the American Institute of Certified Public Accountants by Harris Interactive.
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Did You Know?
A 401(k) plan is a retirement savings plan in which the benefit is based on contributions to an individual account and the investment return on those contributions. Typically, employees make contributions to the plan and, in many cases, employers match the employees' contributions. These plans are called defined contribution plans. In most 401(k) and other retirement savings plans, the employee is responsible for choosing among the investments offered by the plan. Other types of retirement savings plans are 403(b) and 457 plans.