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The Inefficiencies of Existing Retirement Savings Incentives (October 2015)

Date Published: 
Friday, October 30, 2015
Center for American Progress

America’s middle class faces a growing retirement crisis. More than half of all working-age households are expected to be at risk of having to cut back their standard of living—often making painful adjustments—when they retire. There are several reasons for the ever-larger looming crisis, but people’s inability to save enough money is a key obstacle to achieving more retirement security.