Jump to Navigation
Jump to Content

401(k) plans

"Wake Up, Washington!" on Women and Retirement

Blog entry

As we approach the end of the second week of Retirement USA's "Wake Up, Washington!" Month" we have learned a great deal about the challenges women face in retirement. Women face special challenges because they make less than men and spend less time in the workforce.  Yet they typically live longer than men, requiring more retirement income.  As Retirement USA's Facts of the Day have shown, women have far less retirement security than men.  More...

"Wake Up, Washington!" launch

Blog entry

This morning things were abuzz at the National Press Club as Retirement USA (an initiative of the Pension Rights Center and other partnering organizations) launched "Wake Up, Washington!" Month.  The month is dedicated to raising awareness among policymakers about the Retirement Income Deficit faced by millions of Americans.  We learned that the Retirement Income Deficit in this country is $6.6 trillion - meaning the amount of money Americans ages 32-64 need but do not have to provide an adequate nest egg for their retirement. More...

Spike in 401(k) loans and withdrawals

Blog entry

Thinking about tapping into your 401(k) early? Think again - at least if you want a shot at a secure retirement. More...

And the rich get richer...

Blog entry

Certain rules in the Internal Revenue Code are designed to prevent employers from discriminating against non-highly paid employees in their pension plans. Unfortunately for the retirement security of their employees, some employers look for ways to get around the nondiscrimination rules. More...

Think the government is after your 401(k)? Think again.

Blog entry

Have you heard that the government is planning to seize your 401(k) and use the money to send monkeys to Mars? Well, we haven't heard about the monkey part, but some people are making the claim that the government is gunning for workers' 401(k)s. More...

New I.R.S. rules clarify when participants can sell company stock in 401(k) plans

Blog entry

Dow Jones Newswires reports that the Internal Revenue Service has released rules clarifying when participants in 401(k) plans can sell company stock held in their accounts.  More...

Retirement and Divorce: Additional Resources

Blog entry

We hope you've found our series of blog entries on divorce and retirement assets to be informative. In today's final blog entry we have listed several additional resources that provide additional information on divorce and retirement assets.

More...

Don’t take a pension for granted

Blog entry

Often divorcing couples will opt to divide their marital property by giving one spouse the home and the other spouse the pension.  This easy way of dividing marital property may leave one spouse at a disadvantage that isn't recognized until retirement. 

More...

Don't delay: Submit court orders to the plan right away!

Blog entry

In order to receive retirement benefits that have been awarded in a divorce, it is important to obtain a court order, which tells retirement plans how to divide and pay benefits to the divorced couple. For private retirement plans, these court orders are called Qualified Domestic Relations Orders or QDROs. Other retirement systems call them Domestic Relations Orders or DROs. 

More...

A pension earned during a marriage is usually the property of both spouses

Blog entry

Did you know that, in general, retirement assets earned during a marriage are marital property in the same way that a house and a savings account are? 

More...
print Syndicate content